Merchant Cash Advances
Merchant Cash Advances
Guidance to unlock growth through merchant cash advances
Merchant Cash Advances
Merchant cash advances provide upfront capital in exchange for a share of future card sales. We help you identify the right program, assemble the documentation, and coordinate with lenders to structure a funding plan that fits your cash flow and growth goals. Our team works with lenders to negotiate favorable terms and ensure a smooth funding process.
Instant Capital Access
Provide upfront cash to fuel growth and operations, with repayment tied to daily card receipts.
Flexible Repayment
Repayments adjust with revenue, helping you maintain cash flow during slower periods.
Customer Experience Support
We help you manage the customer experience during funding.
Transparent Fees and Terms
Clear pricing with upfront disclosures and no hidden charges.
We connect you with the right merchant cash advance provider to accelerate funding, improve cash flow, and secure favorable terms.
Research beyond the business plan
Merchant Readiness Assessment
We assess the merchant's finances, card processing data, industry, and growth plans to determine merchant cash advance eligibility and fit. This helps avoid mismatched submissions and reduces the risk of declined applications.
Underwriting Review and Analysis
We examine daily card receipts, revenue trends, and projected performance to determine funding viability and terms. This analysis informs underwriting decisions and aligns lender expectations.
Lender Alignment Strategy
We identify lenders whose programs best match the merchant profile, market, and growth objectives. Our approach coordinates with lenders to maximize approvals and favorable terms.
Merchant Cash Advances Market
Accessing merchant cash advances requires more than simply submitting forms. Each deal must meet lender requirements while aligning with merchant cash advance programs and the needs of your business. We provide expert support in:
- Mapping merchant cash advance requests to the proper structure, including upfront funding amount, holdback percentage of daily receipts, term, and fees
- Navigating lender guidelines and program overlays for merchant cash advances
- Preparing compliant packages that meet program requirements and lender expectations
- Working directly with lenders to advocate for the deal and resolve conditions
Our team aligns merchant cash advance financing needs with the right lender, program, and structure to achieve stronger approvals and better long term terms.