Lines of Credit
Lines of Credit
Guidance to unlock working capital through revolving lines of credit
Lines of Credit
A business line of credit gives clients flexible access to working capital on demand. Rather than receiving a lump sum, the borrower is approved for a limit and can draw funds as needed. Interest is only paid on the amount drawn, and funds can be reused once repaid.
We help clients access unsecured, secured, or asset-backed lines of credit through our network of commercial lenders. These programs are ideal for businesses and investors who want to manage cash flow, cover short-term needs, or have funds available for future opportunities.
Cash Flow Flexibility
Tailor a line of credit plan that aligns with your sales cycle and working capital needs.
Revolving Access
Draw funds as needed, repay, and redraw to match cash flow.
Credit Management Support
Monitor utilization and assist with managing line strength and risk.
Transparent Pricing
Clear pricing with upfront rates and fees and no hidden charges.
A business line of credit provides access to working capital on demand. Clients use it when needed and pay interest only on the funds they draw.
Common Use Cases for Business Lines of Credit
Seasonal Cash Gaps
We evaluate client finances, credit, industry, and goals to determine line of credit program eligibility and fit. This helps avoid mismatched submissions and prevents unnecessary declines.
Immediate Working Capital Access
Access funds rapidly to cover daily operating costs, supplier payments, and unexpected expenses. By aligning draws with cash flow, you maintain capital efficiency and minimize carrying costs.
Milestone Based Financing
Provide financing for defined projects with clear milestones and budgets. We help structure draws, timing, and repayment terms so the project stays on schedule and within budget.
Lines of Credit Market
Accessing lines of credit requires more than simply submitting a loan application. Each deal must align with lender requirements while fitting the specifics of line of credit programs and the needs of your business. We provide expert support in:
- Mapping line of credit requests to the proper revolving credit structure, including line size, utilization, draw terms, interest rate structures, and fees
- Navigating lender guidelines and program overlays for lines of credit financing
- Preparing compliant, lender ready packages that meet program requirements and support your business goals
- Working directly with lenders to advocate for the deal and resolve conditions
Our team aligns line of credit financing needs with the right lender, program, and structure to achieve stronger approvals and better long term terms.