Factoring
Factoring
Guidance to unlock cash flow through factoring
Factoring
Factoring is a financing option that converts accounts receivable into immediate cash, improving liquidity and operational agility. We work with lenders and factoring partners to tailor a package that reflects your customer base, industry, and cash flow patterns.
Our team guides you through program selection, documentation preparation, and lender coordination to close funding efficiently. We assess invoice terms, credit exposure, and concentration risk to identify a structure that balances cost with access to working capital while preserving customer relationships.
Cash Flow Acceleration
Tailor a factoring plan to your sales cycle and customer mix. Balance advance rates and fees.
Fast Funding
Funds are delivered quickly after invoice acceptance. This supports predictable cash flow.
Credit Support
Monitor customer credit. Assist with collections to reduce risk.
Transparent Pricing
Pricing is upfront and clear. There are no hidden charges, and terms are flexible.
We connect you with the right factor and structure to accelerate funding, improve cash flow, and secure favorable terms.
Common Use Cases for Factoring
Growth Without New Debt
Factoring allows businesses to fund growth without increasing liabilities. Whether scaling operations, hiring staff, or fulfilling large orders, factoring creates liquidity without changing the company’s credit profile.
Slow-Paying Customers
For clients working with corporate buyers, government contracts, or institutions that take 30 to 90 days to pay, factoring eliminates the delay by advancing funds upfront on verified invoices.
Contract-Based Revenue
Many clients do not realize that signed contracts can also be factored. We assist with identifying programs that treat signed agreements, service contracts, or recurring billing relationships as eligible assets.
Purchase Order Factoring
We work with clients who need capital to fulfill large purchase orders. Funders can provide the upfront cash needed to manufacture, assemble, or deliver the goods tied to that PO.
Factoring Market
Accessing accounts receivable financing requires more than simply submitting invoices. Each deal must align with lender requirements while fitting the specifics of factoring programs and the needs of your business. We provide expert support in:
- Mapping receivable financing requests to the proper factoring structure, including recourse versus non-recourse, advance rate, and reserve requirements.
- Navigating lender guidelines and program overlays for accounts receivable financing.
- Preparing compliant, lender ready packages that meet program requirements and support your business goals.
- Working directly with lenders to advocate for the deal and resolve conditions.
Our team aligns accounts receivable financing needs with the right lender, program, and structure to achieve stronger approvals and better long term terms.